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Mortgage Calculators


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Mortgage Calculator

Use this calculator to get an idea of what your monthly payment would be if you know the loan amount you’re looking for. You'll also be able to print an amortization schedule to see your payment breakdown for the life of the loan.
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Mortgage Comparison: 15-year vs 30-year

Determining which mortgage term is right for you can be a challenge. With a 15 year mortgage you will pay significantly less interest, but only if you can afford the higher monthly payment. Use this calculator to compare these two mortgage terms, and let us help you decide which term is better for you.
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Mortgage Refinance Breakeven

Will you save money by refinancing now? That depends on a multitude of factors. These factors include your existing interest rate, the current interest rates, closing costs and how long you plan to stay in your home. Use this calculator to sort through the confusion, and determine if refinancing your mortgage is a sound financial decision.
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Mortgage Payoff Calculator

This financial calculator helps determine how much interest you save by increasing your mortgage payment. Click the "View Report" button below the graph to see a complete amortization payment schedule and how much you can save on your mortgage!
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Points Calculator

Should you buy points? Buying points when you close your mortgage can reduce its interest rate, which in turn reduces your monthly payment. However, each "point" will cost you 1% of your mortgage balance. This calculator helps determine if you should pay for points or use the money to increase your down payment.
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Rent vs Buy

Should you rent or should you buy your home? It takes more than looking at your mortgage payment to answer this question. This calculator helps you work through the fees, taxes, and monthly payments to help you make a good financial decision.