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Purchase Rewards


Use your debit card and get cash back on the things you already buy!

Just use your Debit MasterCard® from KleinBank, a division of Old National Bank, at participating retailers and get cash back rewards deposited directly into your checking account at the end of each month. There’s no obligation and no limit to the number of offers you will receive. And best of all, there’s no cost for you to take advantage of this great savings opportunity!



Here's how it works:
  • Login - Login to KleinBank Online Banking using your computer or use the KleinBank Mobile Banking App to login on your mobile device.
  • Click - Click on new offers to activate exclusive cash back rewards at the types of places you already shop. You’ll find your offers in the Purchase Rewards section of the online banking home page or on your checking account history page. Once clicked, the reward offer is automatically “loaded” onto your KleinBank Debit MasterCard.
  • Shop - The next time you make a purchase from that retailer and pay with your debit card, you’ll earn the reward. Each offer provides different details about when and where to shop to earn the cash back.
  • Enjoy - The rewards you’ve earned will be directly deposited into your KleinBank checking account the month after you redeem the offer.
  • Track - Easily view your monthly rewards earnings through the Purchase Rewards summary page on KleinBank Online Banking.

The more you use your Debit MasterCard, the more offers you can receive! There are no limits to the amount of cash back you can earn!




  • Purchase Rewards FAQs
    • Q: What is Purchase Rewards?
      A: The Purchase Rewards program lets you earn rewards by using your KleinBank Debit MasterCard® to purchase merchandise and services. Through this program, you'll receive targeted offers to receive rewards on purchases based on how you shop. As a KleinBank Debit MasterCard® cardholder, there is no limit to the rewards you can earn. So, the more you use your KleinBank Debit MasterCard®, the more offers you can receive and the more rewards you can earn!
    • Q: Where do I go to see offers?
      A: You can find your Purchase Rewards offers on the top right section of the Online Banking home page. Offers can also be found on the far right section of the individual account summary page. All offers can be viewed by visiting the rewards summary page, which you can get to by clicking on an offer within the Purchase Rewards section of the Account Summary pages within Online Banking. New offers will be labeled as "New "until you click to activate them. Once clicked, the reward is "loaded" on to your KleinBank Debit MasterCard®.
    • Q: How do I redeem offers?
      A: Each offer is based on how you currently shop, so the offers that you receive are relevant! To redeem the offer, simply click on it to see the details; this automatically loads the offer onto your KleinBank Debit MasterCard®. Then shop at the specified retailer and pay using your KleinBank Debit MasterCard® to earn the reward. Each offer has different details regarding when and where to shop and how much you need to spend. Offers that require an online purchase are clearly specified and may include a redemption code. Please read the details to determine how to redeem each offer and start earning rewards.
    • Q: Do I need to use a coupon or code to earn rewards?
      A: Typically, you do not need a coupon or code to redeem an offer. Each offer has different specifications regarding when and where you shop and how much you need to spend. Offers that require an online purchase are clearly specified and may include a redemption code. Please read offer details to determine how to redeem each offer.
    • Q: How long do I have to take advantage of an offer?
      A: Each offer has an offer period that was set by the merchant. You must redeem offers before the expiration date. The expiration date can be found in the offer details section of the offer by clicking on the offer.
    • Q: When do I receive the rewards for the offers I redeem?
      A: Your rewards will typically be deposited to your account the month after you redeem the offer. Since we do not share your personal information with retailers, we cannot credit your account immediately at the time of purchase. For example, any rewards you redeem in the month of September typically will be credited to your account at the end of October. If you would like to see the offers you have redeemed or the total value of the offers you have redeemed, please visit the Purchase Rewards summary page.
    • Q: I redeemed an offer but it isn't showing up, what is going on?
      A: Offer redemptions do not show up immediately. Generally, they will appear on the rewards summary page within a week after the purchase transaction appears online. If it has been longer than two weeks and your redemption has not yet appeared, please contact our Solutions Center at 888-553-4648.
    • Q: If I have more than one account will I see the same offers on both accounts?
      A: Offers are matched on an account level, based on the purchases made with your KleinBank Debit MasterCard® for that account. If you make different purchases with different accounts, you will see different offers in those accounts. You must use your KleinBank Debit MasterCard® connected to that account to redeem the offers for that account.
    • Q: Can I use any of my KleinBank debit or credit cards to earn rewards?
      A: You have to use your KleinBank Debit MasterCard® that is associated with the account that received the offer to earn rewards.
    • Q: I do not have a KleinBank Debit MasterCard®. Why am I still seeing offers through Purchase Rewards?
      A: Sometimes offers are presented to accounts with few or no debit card transactions in order to introduce the program and show how it works. If you don't want to see offers any longer, you can opt-out by clicking on the "Stop receiving all offers" link on the rewards summary page.
    • Q: Why don't I have any offers?
      A: Offers are based on how you currently shop to ensure the offers you receive are relevant. If you seldom use your KleinBank Debit MasterCard®, you may not receive any offers until you begin using your card more. The more you use your KleinBank Debit MasterCard®, the more chances you will have to receive relevant offers!
    • Q: What if I do not want to receive offers?
      A: You can opt out by clicking on the "Stop receiving all offers" link on the Purchase Rewards summary page. This link can be found in the upper right part of the page. If you opt out of the Purchase Rewards program at this time but change your mind later, you can reactivate your participation by simply clicking on “Start receiving offers again” on your Account Summary page.
    • Q: Is my personal information shared with retailers?
      A: No. Your personal information is not shared with retailers at any time.
    • Q: Who administers the Purchase Rewards program?
      A: This program is administered through a partnership between Cardlytics and Digital Insight, the Bank’s Online Banking solution provider. All personally identifiable information is secure within the Bank’s Online banking system and is not shared with the third party administrator. Cardlytics will make its best effort to collect all of the rewards due to you and assumes all liability for the collections. While KleinBank is not liable for rewards offered through this program, we continue to work very closely with Digital Insight and Cardlytics to ensure that your data is secure, the program provides value for you and that the Purchase Rewards Program provides a positive client experience.
    • Q: Is There a Fee to Use Purchase Rewards?
      A: No. There is no cost associated with this program, making it easy for KleinBank Debit MasterCard® cardholders to earn rewards. This rewards program is yet another benefit available through the use of your KleinBank Debit MasterCard®.
    • Q: Who do I call if I have a question about Purchase Rewards?
      A: If you have additional questions about the Purchase Rewards Program, please contact our KleinBank Solutions Center team at 888-553-4648.


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