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Personal Savings Accounts


First Choice Money Market

A money market account with multiple tiers and competitive interest rates.

  • $50 minimum to open
  • $2,500 minimum daily ledger balance
  • $15 monthly service charge if minimum balance requirement is not met
  • Unlimited withdrawals for in-person transactions; 6 checks may be written per month*
  • Variable interest, compounded monthly
  • ATM use available
  • Monthly statements
  • Tiered interest



Regular Savings

A popular savings option for people who want easy account access.

  • $50 minimum to open
  • $200 minimum daily ledger balance
  • 6 free withdrawals per month; $1 each additional withdrawal*
  • $5 monthly service charge if minimum balance requirement is not met
  • Variable interest, compounded quarterly
  • ATM use available
  • Quarterly statements



Basic Savings

A basic savings account with a low balance requirement.

  • $50 minimum to open
  • $50 average monthly balance
  • $5 monthly service charge if minimum balance requirement is not met
  • Four free withdrawals per month; $1 each additional withdrawal*
  • Variable interest, compounded annually
  • No ATM availability
  • Quarterly statements



*Federal Regulation restricts the number of telephone transfers, online banking transfers, checks, debit card transactions, and preauthorized transfers on all savings accounts to six (6) per month, but unlimited transfers and/or withdrawals are allowed if done in person, by mail, at an ATM, or for loan payments at our bank.





Youth Savings

Good savings habits start at an early age. That's why KleinBank, a division of Old National Bank, offers our younger customers a Smart Savers account.