Personal Checking Accounts

Premier Checking

A complete account that rewards you for maintaining a relationship with KleinBank.

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  • $250 minimum to open
  • Minimum balance is $10,000 or $25,000 combined balances (includes consumer checking, savings, CDs, IRAs, and outstanding loan balances). No minimum by maintaining an Investment Advisory Account with Klein Investment Services.¹
  • $25 monthly service charge if below minimum
  • Tiered, variable interest
  • Free Platinum Debit MasterCard®
  • Free ATM transactions at MoneyPass® ATMs
  • Free Online Bill Pay
  • Free eStatements, paper statements available
  • Free Identity Theft Recovery Services (available to one owner)
  • No annual fee for checking reserve²
  • Save on closing costs on a personal mortgage or refinance loan²
  • Reduction of .25% on new installment loan with auto pay²,³
  • No minimum balance on a First Choice Money Market Account with automatic monthly transfers of $100 or more from your Premier Checking
  • Free specialty checks (two boxes per year) or $5 discount on checks through Deluxe

1 Excludes secondary market loans.

Klein Investment Services offers access to a number of investment advisory accounts, including SAM, OMP, PWP, MWP, and Manager Select. The client agreement for each account sets out the advisory services provided by LPL and the Investment Advisory Representative (IAR) and the fees associated with the program. LPL and the IAR are responsible for providing ongoing investment advice and management services and receives an ongoing fee based on a percentage of assets held in the account for such services.

Securities and Advisory services offered through LPL Financial, a Registered Investment Advisor. Member FINRA/SIPC. Insurance products offered through LPL Financial or its licensed affiliates.

KleinBank and Klein Investment Services are not registered broker/dealers and are not affiliated with LPL Financial.

2 Subject to credit approval
3 Excludes Real Estate and Home Equity Loans/Lines

 
 

Money Manager Checking

An account that gives you flexibility to add services.

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  • $250 minimum to open
  • Minimum balance is $1,000 or $5,000 combined balances (includes consumer checking, savings, CDs, IRAs, and outstanding loan balances).¹ No minimum with 15 debit card purchases that post per statement cycle.
  • $15 monthly service charge if below minimum
  • Includes interest 
  • Free Platinum Debit MasterCard®
  • Free ATM transactions at MoneyPass® ATMs
  • Free Online Bill Pay
  • Free eStatements or $5/month for paper statements by mail
  • Reduction of .25% on new installment loan with auto pay 2,3
  • $5 discount on any choice of checks through Deluxe

1 Excludes Secondary Market Loans
2 Subject to credit approval
3 Excludes Real Estate and Home Equity Loans/Lines

 
 

Easy Checking

An easy-to-use account offering popular checking options to access your money.

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  • $50 minimum to open
  • No minimum balance
  • Monthly activity fee charge of $3.95 or none with qualified services1
  • No interest
  • Free Gold Debit MasterCard®
  • Free ATM transactions at MoneyPass® ATMs
  • Free online bill pay
  • Free eStatements or $5/month for paper statements by mail

1 Make 10 debit card purchases that post during your statement cycle (if you have a joint account, you only need to make a combined total of 10 posted purchases) and make one electronic transaction of $250 or more per statement cycle. Examples include: Direct Deposit of your payroll check, automated monthly rent or mortgage payment, or other automated payment (including a payment made through KleinBank’s Free Online Bill Pay). If both qualifying transactions are not met, a monthly activity charge of $3.95 will apply.

 
 

Select Checking

For customers 50+ who need basic checking account options for day-to-day use.

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  • $50 minimum to open
  • No minimum balance
  • No monthly service charge
  • Variable interest
  • Free Platinum Debit MasterCard®
  • Free ATM transactions at MoneyPass® ATMs
  • Free Online Bill Pay
  • Free eStatements; paper statement image $1.00 per month
  • $5 discount on checks through Deluxe

 

Student Checking

A spending account that gives young adults attending school (ages 13-25) easy access to their money with popular checking options. (Students under the age of 18 require a co-owner, age 18 or above.)

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  • $25 minimum to open 
  • Monthly activity fee charge of $3.95 or none with qualified services.1
    (Waived for students 18 and under.)
  • Free Gold Debit MasterCard®
  • Free ATM transactions at MoneyPass® ATMs
  • Free Online Banking with Mobile Banking
  • Free App for iPhone/iPad available
  • Email Account Alerts
  • Free eStatements or $5/month for paper statements by mail
  • Unlimited Bill Pay
  • $10 discount on first order of checks through Deluxe
  • OOPS! One free overdraft per student. We may waive one overdraft fee per 12-month period
  • Optional parental monitoring (through Online Banking)
  • Optional monthly transfers (parent can set up recurring transfers to Student Checking Account)
  • No minimum balance on Regular Savings with monthly recurring transfers of $25 or more from your Student Checking account

1 Maintain $750 in combined balances (includes consumer checking, savings, CDs, IRAs, and outstanding loan balances) or make 10 debit card purchases that post during your statement cycle. Students who are between the ages of 13 and 18 will not be charged this fee. On the student’s 19th birthday, they will be subject to charging.


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