Savings Compare

Savings Accounts Comparison
 
KleinKids: Smart Savers
Basic Savings
Regular Savings
First Choice Money Market
Smart Move Money Market
Advantage Money Market
Description
Youth age 15 and under
enjoy benefits and valuable information
A basic savings account with a low balance requirement
A popular savings option for people who want easy account access
A money market account for lower to mid-range balances
A money market account designed for mid-range balances
A money market account designed for high balances
Minimum Opening Deposit
$5
$50
$50
$50
$50
$50
Balance Requirements
None
$50
Average Monthly Ledger
$200
Minimum Daily Ledger
$2500
Minimum Daily Ledger
$10,000
Minimum Daily Ledger
$75,000
Minimum Daily Ledger
Monthly Charge if Below Balance Requirements
$0
$5
$5
$15
$15
$15
Interest
Variable
Variable
Variable
Variable
Variable
Variable
Interest Compounded
Quarterly
Annually
Quarterly
Monthly
Monthly
Monthly
Withdrawals*
4 free per month
($1 per additional withdrawal)
4 free per month
($1 per additional withdrawal)
6 free per month
($1 per additional withdrawal)
Unlimited in person transactions; 3 checks may be written per month
Unlimited in person transactions; 3 checks may be written per month
Unlimited in person transactions; 3 checks may be written per month
ATM Availability
No
No
Yes
Yes
Yes
Yes
Statements
Quarterly
Quarterly
Quarterly
Monthly
Monthly
Monthly
Interest Tiers
None
None
None
$0-$9,999
$10,000-$24,999
$25,000-$49,999
$50,000+
$0-$9,999
$10,000-$24,999
$25,000-$74,999
$75,000+
$0-$74,999
$75,000+
Additional Features
KleinLine Telephone Banking
KleiNet Online Banking
KleinLine Telephone Banking
KleiNet Online Banking
KleinLine Telephone Banking
KleiNet Online Banking
KleinLine Telephone Banking
KleiNet Online Banking
KleinLine Telephone Banking
KleiNet Online Banking
KleinLine Telephone Banking
KleiNet Online Banking
*Federal Regulation restricts the number of telephone transfers, KleiNet transfers
and preauthorized transfers on all savings accounts to six (6) per month (three
of the six may be by check on accounts that have check writing privileges), but
unlimited transfers and/or withdrawals are allowed if done in person, by mail,
at an ATM or for loan payments at our bank.